Shelves with figurines, a potted plant, awards, a clock, and framed notes. Objects include a toy brain, "Most Extra" trophy, and "Dundie Award."

Hello & Thank You for Your Interest in Working Together,

To ensure our consultation is meaningful and focused, I have outlined below the most frequently asked questions and important policies that often come up during this stage. My goal is to provide transparency in advance so that our time together can be intentional, efficient, and aligned with your therapeutic goals.

Consultation calls are available in 30-minute or 60-minute sessions and must be scheduled and paid for in advance. 

During this time, we will explore whether my therapeutic approach, availability, and clinical framework are the right fit for your needs. Please note that consultation calls are not therapy sessions and do not guarantee admission into the practice.

I uphold the values of honesty, clinical integrity, and transparency in every aspect of my work. The information provided reflects my commitment to delivering the highest standard of care while adhering to ethical best practices that protect both the client and the therapeutic process.

Thank you again for your interest. I look forward to the possibility of working together and supporting you in your healing journey.

Warmly,
Coral Seco, LMHC

Frequently Asked Questions

  • I understand how discouraging it can feel to find a therapist you resonate with, only to learn that they do not accept insurance. In the spirit of transparency and respect for your time and investment, I want to clearly explain why my practice operates on an out-of-network basis.

    Insurance companies require therapists to assign a formal diagnosis within the first 2–3 sessions. This timeline does not allow for a clinically sound or ethically responsible assessment of your history, patterns, and needs. In many cases, a diagnosis may not even be appropriate—especially when a client is experiencing temporary life stressors that do not meet the criteria for a mental health disorder.

    Rushing this process can:

    • Lead to inaccurate or premature diagnoses

    • Place the client at risk of being labeled in ways that do not reflect their true clinical picture

    • Compromise the quality of care and therapeutic trust

    I believe in giving each client the time and clinical attention necessary to formulate a thoughtful, ethical, and accurate understanding of their needs.

    When therapists contract with insurance panels, they must agree to guidelines that can limit session length, frequency, treatment modalities, and even the direction of therapy. This can restrict creativity, clinical decision-making, and the ability to provide depth-oriented trauma work or integrative healing approaches.

    Additionally:

    • Reimbursement rates are often below what would be considered a livable wage, contributing to burnout and turnover in the mental health field.

    • Therapists may be forced to take on high caseloads just to remain financially viable, which can compromise quality of care.

    By choosing to remain independent from insurance contracts, I am able to:

    • Provide individualized, high-quality care without external interference

    • Maintain a caseload that allows me to be fully present and engaged with each client

    • Continue investing in advanced trainings and specialized modalities to deepen the therapeutic experience

    This model allows me to prioritize clinical excellence, client outcomes, and long-term healing—not just symptom management or insurance compliance.

    My decision is not about exclusivity—it is about integrity. It is my responsibility as a therapist to protect the therapeutic process and provide care that is aligned with your best clinical interest, not dictated by insurance requirements.

    Many clinicians are moving toward this model because it leads to better outcomes, less burnout, and greater innovation in the therapy space. I appreciate your understanding and hope this provides clarity around my reasoning and values as a provider.

  • As an out-of-network provider, I can provide you with a monthly Superbill (itemized receipt) that reflects the sessions you have attended. Please note that I do not submit claims or communicate with insurance companies on your behalf. If you would like a Superbill for reimbursement purposes, you must request it directly. All insurance-related matters—including claim submission, follow-up, and reimbursement—are solely the responsibility of the client.

  • Prior to the consultation, you will receive a brief intake survey. This form must be fully completed before our scheduled call. Your responses provide essential insight into your goals and presenting concerns, allowing us to use our time efficiently and determine whether my services align with your therapeutic needs. Consultation calls are offered in 30-minute and 60-minute increments.

    Consultation Time & Fees

    Consultation calls are available at the following rates:

    • 30-minute consultation: $150

    • 60-minute consultation: $300

    All consultation calls must be scheduled and paid in advance to secure your appointment.

    Consultations are conducted exclusively via telehealth or by phone. In-person meetings are only available to clients who have been formally admitted into the practice following the consultation and intake process.

    Please be advised of the following:

    • A consultation call does not guarantee admission into the practice.

    • A consultation call does not constitute a therapy session and does not establish a therapeutic relationship.

    • Admission into the practice is determined based on clinical appropriateness, availability, and alignment with the services provided.



  • If, after the consultation call, you decide you would like to move forward, you will be provided with a link to the client portal and intake paperwork.

    1. Complete and submit all intake documents, and

    2. Provide your general availability for scheduling.

    If the required paperwork and availability are not received within 72 hours, your spot will be released, and you will be removed from the waitlist. This ensures fairness and allows openings to be offered to the next client in line.

  • For you to be you. Therapy can be one of the most meaningful platonic connections you will experience. I, as your therapist, ask for you to show up in your truth. To speak honestly, & openly so we can get down to what is coming up for you.

  • Healing is not something I do to you—it is something we create with one another. You lead the pace with your readiness. I lead the process with my expertise. Together, we work as a team to help you come home to yourself with clarity, resilience, and self-trust.

    This is not just therapy—it is a return to the deepest parts of who you are.

  • Bi-weekly or monthly therapy is considered a maintenance level of care, appropriate only when a client has already achieved and sustained significant clinical gains and is in a phase of ongoing stability. Determining readiness for maintenance care is a collaborative clinical decision that can only be made after a consistent treatment period and careful clinical evaluation.

     I do not admit new clients seeking bi-weekly or monthly sessions, regardless of prior therapy history. As I have not yet established a therapeutic relationship with you, I am not able to assess your clinical readiness for a reduced frequency of care. For ethical and liability reasons, I only work with new clients who are willing and able to engage in therapy on a weekly basis to ensure continuity, safety, and clinical effectiveness.

    Additionally, due to current limitations in my availability related to ongoing clinical projects and social media commitments, I am not offering bi-weekly or monthly sessions to any clients at this time.

    This policy is in place to protect the integrity of the therapeutic process and to ensure that all clients receive the level of support that aligns with best clinical practices.



  • Your appointment time is reserved just for you. Cancellations made with less than 48 hours’ notice or missed appointments will be charged the full session fee. I understand emergencies may arise, and I may offer a one-time exception at my discretion. Repeated cancellations may result in discharge from services.

  • I treat clients from the age of 13 +.

  • I offer complimentary 10-minute check-ins with parents on a bi-weekly basis, as available. These check-ins are intended for brief updates only and are subject to Coral Seco, LMHC’s availability. They must be scheduled in advance and are not guaranteed to occur regularly due to clinical and scheduling demands.

    Check-ins may be conducted through email, text message, or phone call. If discussion exceeds 10 minutes or requires clinical guidance, treatment planning, or therapeutic intervention, you will be asked to schedule a family therapy session, which will be billed at the standard session rate. You may also request to use the first or last 10 minutes of your child’s scheduled therapy session for parent updates, if clinically appropriate.
    (Please refer to the Fee & Schedule section for further details.)



  • I do not offer a sliding scale.